Specializing in...

Here at Your Choice Financial Solutions

We have developed a variety of programs that have proven successful in helping our many clients to get back on track and attain the credit worthiness they deserve.

Fixing Your Credit is Our Goal:
YCFS's goal is simple we help you get the best credit legally possible so that you can do the things you want to do. A person's credit file has grown increasingly important and will continue do so as more and more credit approvals and job opportunities rely on your credit file. Our program improves your credit by helping you remove the negative items that cause credit scores to go down. When negative information is removed it can help you reduce your interest rates, help you make the purchase you need, or even improve your chances in an interview or with a rental application.

Having the best credit possible is in everyone's best interest. Our proven methods simply assert the right that have been given to you under federal and state law. We act on your behalf as your credit expert. Credit Repair can be a difficult task, but Credit Repair Consultants has the experience, knowledge, and methods to help you improve your credit.

 

Specializing in:

Debt Negotiations is a legitimate way of solving your problem without the need for bankruptcy. Our representatives work each case individually to determine your eligibility and then, if you quality, they will establish a program that allows repayment of the debt while ultimately saving your credit. This approach reduces your debt vs. consolidation options. Our approach assists you by reducing the time to repay the debt and by lowering the total debt you owe.

Our negotiation process has been tested and developed over years of experience by our team of professionals in the field of finance and consumer debt. Our professionals are highly skilled in each of their fields of expertise. No matter if it is Credit Repair, Debt Negotiations, or Credit Restoration, we can handle it all..

Certified Creditor Disputes:

This service can be arranged for an additional cost of $50 per item on your credit report, or a flat fee which is determined at time of initial consultation. Our process of Credit Repair and Credit Restoration, assist you in exercising your rights. In most cases, our services that assist you in disputing an item directly with a creditor, can result in a deletion within approximately 35 to 60 days, as opposed to waiting 90 to 120 days using the standard methods of credit report disputing.

Credit Report Analysis:
We schedule a time with you to review your report and identify which items on your credit report are most damaging, and which items you wish us to assist you in disputing.

We then discuss your financial goals and what you expect, during and after you have finished working with us. We then devise a plan, based on the information from your report, to attain your goal as fast as possible.

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